Potomac Financial Management

Planning Strategies for Individuals

We assist both individuals and families with their personal financial planning. This can include comprehensive planning - assessing progress towards financial goals in a wide range of areas - or more specific analysis focused on one or two particular financial issues. The financial topics that we address can include:

Cash Flow Analysis
Planning for Accumulation Goals, including Education Funding
Planning for Financial Independence
Analysis of Risk Management Situations
Planning for Wealth/Estate Accumulation and/or Preservation
Analysis of Investment/Asset Allocation

Planning Strategies for Businesses/Business Owners

We work with businesses and business owners to plan for various corporate financial issues. As with our personal financial planning, this analysis can be comprehensive, addressing a number of topics, or more focused, examining only one or two issues. Financial planning for businesses and business owners can include:

Analysis of Employee Benefit Programs
Planning to Retain/Reward Key Employees
Planning to Meet Business Owners' Individual Needs
Planning for Business Preservation/Succession/Transfer

We assist our clients in managing their assets, including asset management offered through LPL Financial in traditional brokerage accounts or using fee-based platforms; we offer access to:

Stocks, Bonds, Mutual Funds
Asset Allocation Programs
Retirement Accounts
Qualified Retirement Plans
Non-Qualified Retirement Plans
Executive Bonus Plans
Education Funding
Fixed and Variable Annuities
Trust Services through the Private Trust Company N.A.,
an affiliate of LPL Financial

In addition to planning and investment-related services, we also offer a variety of products and services related to risk management, these include:

Group and Individual Disability Income Insurance
Business Overhead Expense Disability Insurance
Group and Individual Life Insurance
Group Health Insurance
Group and Individual Long-Term Care Insurance